Ag Operating Loans


Operating Loans Built For Agriculture

As farmers, we understand the importance of being able to fund quickly, and get money in your hands. We have simplified the process to improve your experience. The farmers we lend to use the loan proceeds for:


Seeds and




New Crop



Crop Loans for Farmers

As a farmer, there may be times when you require extra funding to ensure your crops get planted properly.

We understand your needs and can tailor each loan to your specific farm. No matter what you require, we can work with you to find a solution that meets your needs.

Plan for the future

At Old Mac AgriFinance, we understand you may need to look at different options when you require crop input financing. Using the loan proceeds to buy your supplies or obtain crop protection can help keep your business operating without hiccups. We offer variable interest rates and loan terms to make it easier for you to receive and pay back the financing you require.

Manage Cash Flow Needs All Year

Maintaining cash flow is a necessity for most farmers. If you need to utilize a short-term financing option, you may want to explore the benefits of obtaining an operating loan. We also offer loans with longer-term maturity dates that provide more flexibility for the years ahead. Since we make funding available in your account as one lump sum, you can access it any time and ensure your farming operation gets completed successfully.

Increase Working Capital

If you ever need assistance for vital supplies on your farm, you may want to consider the benefits of a line of credit. You’ll find flexible terms available when utilizing our ag operating loans for farmers.

Lines of Credit

OldMac AgriFinance will qualify you once and provide needed long-term capital so you can do what you love – work the land. There is no need to file annual paperwork or pay your line of credit down to zero and let it rest.

Revolving Line Of Credit

OldMac’s revolving line of credit eliminates the common red tape requirements from a traditional lender. This practical approach to lending provides you flexible loan solutions that fit your needs, both short and long-term.

Top Reasons you should utilize lines of credit for farmland:

  • No mandatory pay-downs
  • Capital for any business purpose
  • Interest Only payments
  • No annual renewal
  • No limit on the number of draws
  • Draws on your line of credit arrive quickly
  • No penalty for an early payoff
  • Two for one – combine your line of credit with a term loan for one rate

Our agricultural loans are designed to be unique to your operation.